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| | | | Investment Methodology | | The Morningstar® Retirement Manager investment methodology draws from our core capabilities in asset allocation, manager research, and portfolio construction, plus a foundation of proprietary and award-winning research. Our investment process incorporates a patented lifetime asset allocation methodology, which addresses the relationship between human capital and financial capital, to determine an individual’s risk level and appropriate asset allocation. We also incorporate returns- and holdings-based analysis of the hundreds of thousands of investments in Morningstar, Inc.’s database to select funds, as well as liability-driven investing to personalize participant portfolios and address inflation risk.
Read about how our asset allocation methodology considers human capital  | | |
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| | The Morningstar Investment Management division is a division of Morningstar and includes Morningstar Associates, Ibbotson Associates, and Morningstar Investment Services, all registered investment advisors and wholly owned subsidiaries of Morningstar, Inc. All investment advisory services described herein are provided by one or more of the U.S. registered investment advisor subsidiaries. Data as of September 30, 2012. Includes Morningstar Associates, Ibbotson Associates, Morningstar Investment Services, OBSR Advisory Services, and Ibbotson Australia. | |
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